I see, that makes sense. Although it will vastly reduce the number of potential users, since most people will never run a server themselves. Would the bot be expected to have a separate account (so you don't give it your active key for your main account)?
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No keys required! You send to @tippy, it auto creates your account and enables you to use the text to tip service. Still need to bullet proof it and get the remaining planned functionality done.
Someone is holding an active key with funds to send money. When it auto creates an account, what holds the keys to that account?