The good thing about Crypto currencies is that anyone with a good concept can create their own coin/token. If Morgan Stanley get a Master Key to Bitcoin, then BTC will die and a new coin will take its place.
Just as the fiat DIGITAL debt currency (USD, EUR, GBP, blah, blah) is already being overtaken, by BTC as institution mega big funds find somewhere to hide their own vast shrinking Digital wealth.
I say BTC's real value is its decentralised and private way of transferring wealth. Current fee's are killing BTC at the moment and if any of the coming changes improve BTC's usability it will go to another level.