Few HYIP that last 6 months, most of them will just a month and gone. Earning from 1% up to 15% daily is really awesome - too good to be true. Of course, you will earn these interest daily for a period of time but then after the threshold or the number of withdrawals is met, then you cant have your accruals anymore - to a point their site is down and cant be accessed. That is why they marked scams and ponzi scheme.
But, in a way i do agree with you esp on chasing ICO's :)
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If you are interested in ICO, you can follow my blog KyberHunting. I try to analyze and ask questions to developers. I also participate in bounty campaigns and airdrops. My greatest luck without deposit was a Blue token. I got it through the airdrop - 1000 coins. I waited 1.5 mohunt until they released it to a large stock exchange and earned 250 dollars on sale.
That will be nice.
What are your ICO's this december?
I can not separate them by months. Of the projects that I missed, and gave pribl for investors x30 this Icon. Of the projects I went to after the ICO in December - red pulse. Buy on the exchange 500-700 sat, sale at 1100-1300-2000 sat.