You have a point you know. You can eat paperish real stuff aka the hard cash (well unless you’re living in Canada where it’s plastic.) This digital stuff I just can’t eat any of it. Makes me sad.
As far as when? Well I feel the when is a personal decision mostly based on your own financial needs. People use to buy pizzas for 10,000 bitcoins. Now days that would be consider the word most expensive pizza. I can’t even see @barrydutton willingly paying that much for one, and he LOVES pizza.