I'm positive about, I also diversify my investment but trying to stay away of the brand new coins. I think the risk a lot bigger since i just started last year but there some intersting coin I invested that with very low investment gave me some good profit or are giving me some good profits.
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That is nice im looking to invest in Lendings atm little project going on.
i hav to say that oi heard and read about lendings but i have less knowladge about it. Bitcoin went down at $12670. your prediction was quite good.