Good coins drive out bad ones, the opposite of Gresham's Law for money, and we have no idea when better coins will be made.
I'm not sure what will happen, but I'm pretty confident that Steemit isn't going anywhere. Therefore, I see the prices of STEEM dropping as a wonderful buying opportunity.
I've had some LTC for a while and appreciate its stability. There's no way to be sure what will happen with it in the future however.
It seems that a lot of ICO's have been used by skilled traders to increase their stack. They buy the trending, wait to a sell point, and then move to the next.
It's a dangerous game for new people who get caught up in the hype. I love crypto and the whole idea behind it, but people need to be sure they are protecting themselves.
Don't mortgage your house. Don't invest more than you can afford to lose. Diversify your wealth into many different baskets. Then sleep well knowing you're safe.