Many Countries might even add taxes in the future. The problem is also in the exchange. For example if you want to get Steem to ur bank account, you have to go through a long process and pay money in every step. I hope that we can do it directly in the future without the need of BTC or any other currency.
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Very good point.
An asset backed stable currency could be the resolution as it could provide wide access to bank transfers from crypto exchanges that support all sorts of crypto.