Exactly, that's why one needs a well diversified portfolio built up over time to reflect many industries (preferably in the Decentralized Spirit)... and that is why "money coins" (Bitcoin, Litecoin, Ripple, Monero, Zcash XVG, BTC, BTG, etc etc) will at some point not be necessary or practical,,, you'll go to buy a car with CAR coin and they will accept your HOTEL token to purchase the CAR tokens with,,, etc,,, there will be no need for "general money" -- tokens will be by industry or service.... JMHO
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