Yea it's crazy. I have a like .05 of bitcoin that i have been accumulating with scheduled payday buys that i stopped because of the issues. I think i'm just going to sell it into fiat near the top of the next run up. Set up a bitflyer account and buy back in on a dip. I'm done with coinbase.
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In 2018 there should be at least one electronically trades fund for cryptos that will make it easy for everyone to purchase. You'll be able to just open a brokerage account or buy it within your retirement savings account. So you'll certainly have your chance to stash some savings as you get it.