Kisa is like the majority of those out there who think that solutions and remedies are too long, take too much effort, and are too bothersome. Yet when they feel the wrath of tax collection machine "victimhood" is their outcry wanting someone to save them.
Imagine how much research, application, experience, and wisdom it required of Lockesmithe to compile such a piece for the benefit of readers. I've known Lockesmith's work for years and there is no stone unturned in his material and the education and wisdom contained within.
For those who are serious about their future and read and implement what has been graciously provided herein, you won't be disappointed.
For Kisa, and others like her, your short-sightedness will manifest in ways you can't imagine. We are literally in a financial war and the banking cabals and their Liaryers (Lawyers) are the true terrorists.
Heed this warning...times are a changin' and at lightspeed