There are many ways to get away with crimes, but they are still crimes. My point was that there are a lot of people not wanting to either deal with the taxes or circumnavigate the taxes, so they are avoiding the idea entirely by heavy cashing out.
As to whether you need to pay taxes, please talk to an accountant before you do anything that might be illegal.
Yeah...I'm guessing the schooling that an accountant has to receive is engineered by the same government that has misinterpreted the meaning of "income tax" for decades...I'll pass...but thanks for the concern.