Jump on in! The water is nice.
All investments pose risk. I don't consider my crypto currencies as gambles but more of asset purchases, similar to gold and silver. What is great right now is that they existing in a very free market, compared to almost any other asset you can think of.
Haha! Not in over my head yet...but the deep water is calling my name! I love everything cryptocurrencies represent and wish I'd have gotten involved sooner. I really do believe they are the future. Right now for me, the gamble is mostly about what's going to happen tomorrow morning. Especially since I barely understand the issues.
Well, we survived!
I wouldn't fret about not being in sooner. We're still the early ones to the party. :)