Yes! Let the banks fall! Things such as this (Banks Made Over $30 Billion from Overdraft Fees in 2016) are very wrong. That is basically saying banks took $30 Billion from people who couldn't afford it.
http://consumersunion.org/2017/03/banks-made-over-30-billion-from-overdraft-fees-in-2016/
Yes it’s a war on the poor. They could make it so the payment isn’t processed but they want to scam those with no savings.