Interesting article, so many of us beat ourselves up for missing the beginning, but when you put it in the context of only 0.1% of the world's population using bitcoin, you realize how truly early to the party we really are.
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I think Ameer Rosic stated it pretty well in one of his videos: we aren't the early investors of this technology, we are the lunatic investors - early investment is still a couple years away. Unfortunately I can't remember which video he said this in, so I'll just link his channel here.
Yes, that is probably more accurate!