Thanks for the follow @buzzbeergeek and upvotes ! Yes, I am an expat, studying in Belgrade. Of course Serbian banks issued me the bank cards that I use for my transfers. Skrill is good. I use skrill too, although I have never bought bitcoins on my skrill account. On the contrary, I use skrill to change bitcoins to fiat/local currency like RSD. Moreso, I use skrill to exit the cryptoworld whenever I need fiat fast. Local bitcoins www.localbitcoins.com is also very good to exchange bitcoin for your local currency.
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I am wary of changing BTC to my bank account due to possible taxes. 25% in Croatia. Any other way to get fiat rather than direct deposit? I was thinking BTC ATM but they charge 10%
Are you still planning on returning to fiat? Well, I have 50% of my financial resources in cryptocurrencies, assets and the remaining 50% in fiat. I own wirex USD virtual card https://wirexapp.com/cards/ and bitwala Euro virtual card https://www.bitwala.io/card/ (visa cards). They both work very well for me. I pay for most things that I need online, so I use those cards. I'm patiently waiting for DASH mastercard to come out.
In a distant future, hopefully :) Right now I'm more interesting into cashing in than out. You were very informative!