Good post! Agree on all of your points, except for point 4. I think the payment feature of crypto's is the least exiting part. Crypto's will not only bring a better payment system, but a full 2nd layer over the internet that provides trust without 3rd party and is programmable. Fully self functioning companies and organizations will be possible and everything can be decentralized what makes it super efficient and fraud / human error proof.
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Jerry has been involved in crypto market from more than 2 years. I have seen my first tutorial of jerry when i wanted to learn crypto trading.
So, what is the point you want to make??