I have to say that you talk a lot of sense on this post. Money has always created more money. What we do have the chance to do is to spread the wealth more evenly and stop a lot of it being hoovered up by the large banks and investment funds. Having money and technology easily accessible to the masses can only be a good thing as long as nobody gets too greedy or risks it all. As for the billionaires, they will always be there.
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Money creates more money but when used that way money is just the fuel, you still need an engine.