Part of the problem has been 'scalability'. The Lightning Network and others are working on this (and the other part is it can never be 'mass adopted' in the US anyway until a 'regulatory framework' is in place (which also goes against the values of bitcoin itself!).
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Yes, scalability is an issue for sure. I'm not sure I agree about the regulatory framework. Uber expanded before it had a regulatory framework, and they even had offices and people that the government could go after.