The governments/ IMF will be issuing their own Crypto very soon. When the whole system does down and all hell breaks loose (PROBLEM>REACTION> SOLUTION). The new currency will most likely come from the IMF (only crowd with a clear balance sheet and tonnes of Gold).
They will issue the SDR's to the world. One day your bank balance will vanish and will be replaced with SDR's but an SDR will, of course, have 50% less purchasing power than your previous currency just like the Euro and will be subject to 2-3% inflation. Who in their right mind would want to get involved in a currency that loses purchasing power.
I understand this on the same level as you, I can clearly tell. This is exactly the reason I think a person has to hold gold ,silver, BTC ,bullets , a small amount of cash, 99 days food at min and some water. Even a lil whiskey and weed if you got it too......
The W&W are most important.