Following the recent xRapid pilot test, XRP was shown to offer up to an additional 30% saving over xCurrent. Once banks start to adopt XRP, the others will follow, because XRP would give those adopters a competitive edge. These extra savings make Swift's demise and XRP adoption inevitable. Also, in a highly manipulated market, I would say that this adoption process that solves a trillion dollar banking problem means that XRP is probably the only one that has a chance of achieving a market-separation. https://steemit.com/bitcoin/@sandwichbill/this-is-why-xrp-adoption-will-surge-this-year
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