I've always loved PayPal, classic banks are always stinky and honestly if PayPal ever did that I'd probably scream like a little girl, if only for a couple seconds, also funny article title I'll give that a read, we steemit users definitely have a knack for that haha!
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Yeah I think that PayPal is heading that way. They see the writing on the wall and by launching an exchange would bring about mass adoption of crypto.