it is situational I take profits when I can I hodl till then. I usually spend more when the prices are up at ATH but I am considerable tighter when the prices plunge.
My goal is to have a positive ballance throughout my wallets either that is crypto or fiat. It is nice to have some fiat available when the markets correct so you can buy back more shares of the coins you are interested into. Holding into something for too long it isn't my general philosophy. It worked for me till now. But who knows how things will play out in the future.
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