It's coming, although there are surely some bugs to work out yet. In my opinion, the main key is to, yes, work out the details, but to find a solution that keeps the transaction costs to a minimum. Obviously, high transaction costs would really hurt mainstream adoption.
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Yes, that and the speed of the transaction. If it can be as fast as swiping a card then we have something here...
Bitcoin has no real value, its just a digital asset, kind of like a digital car. should something happen to the economy, its outright useless.