Like @dajohn1420 said localbitcoins.com is the only in person way I know. Otherwise you can use Bitfinex, BitStamp and in a few days with an electronic funds transfer send money to your account there then change the to Bitcoin. You might try coinbase I think they use debit or CC not positive since I never tried.
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I always buy via coinbase. I use the wallet and GDAX.
However I wanted to know how a cash transfer would work.