This all may very well be true. We all know a melt down is bound to happen. I'm now "diversifying" with crypto's but them not being in hand and my learning curve on the end's and out's of how to actually use them is still a factor I'll have to get used to until I'm not so ignorant. Their rise shows a lack of confidence in my opinion. We shall see, at some point, how this all plays out. In the mean time I'm learning all I can.
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Give a little thought to Pocket Change as well... It's the other hard asset that seems to be over-looked by most people...