I agree as well, to adapt and accept a different form of payment is difficult - the ability to just accept 1 cryptocurrency will be a huge leap - and admittedly I doubt many of the baby-boomer generation will make the leap. Bitcoin has the potential to get to 10K. To see that, we will need to see government acceptance, etc.
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I think most governments are starting to realise they are better getting on board rather than getting left out.