if you are unable to purchase hardware wallet than you should download electrum wallet and many more wallets are there in the playstore and if you will left your bitcoin in exchanges than the exchange will decide after the split which coin they will provide to you ....
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Wow that was great! :D Thanks! Is bitcoin will be the only one affected what about alts? I have alts like eth, ltc etc.. will they have effect in segwit? Thanks! :D
nopes only bitcoin will be effected