Richard is so foul he's funny. He also speaks a lot of truth, but not the whole truth. I think he's too focused on Americans and forecasting based upon that limited mind set, but it won't be the worlds banked that matters here. Decentralized cryptos will be taken up by the world's unbanked. They will rise up in the same way America did back in the 1800's. The United States of Africa would be the metaphorical equivalent of where we are heading (hopefully without the state part).
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