bitconnect and controlled finance have been paying out around 1% a day for quite awile now..... alot of people have just cashed out huge loans.
i havent invested as the risk is to high, but it is looking legit.
if we look at the history of bitconnect the first big push on the youtube was about 250days ago. so with that in mind i would say alot of people are getting paid out and are taking large amounts out instead of reinvesting, why market is going down.
but hey you could be right, it could be a scam, but i really doubt it.