Agreed. A few crypto skeptics I worked with kept bringing up shaddy exchanges, hackers, and "bubbles" as reasons they didn't want anything to do with cryptos. The technology is going to change everything... the established institutions can only leverage so much bad news... and try to ignore practical application success for so long.
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I’ve heard these sort of reasons also but if someone bought in last Jan and just sat on it, they would still be holding gains of approx 12x their investment, despite the crash etc. I would never hold coins on an exchange, sonif you only invest what you can afford to lose, keep hold of your keys and don’t trade too regularly you should be fine!