I totally agree. Although for right now bitconnect has worked well for me. I invested just over $5000 8-9 weeks ago....and I have made back over $2000...and it was all my own money. I made just 18 dollars from referrals...so sure its not the 100k that some people have made...but i think even for those who dont have many referrals its a pretty easy way to make some passive income. lets just hope it doesnt crash or disappear.
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other benefit with bitconnect...is that your initial investment is returned back to you. whereas with cloud mining...or even buying a rig...that initial contract or investment in the rig is never returned.