"Bitcoin will never be used as a means of payment" - I strongly disagree on your point since many shops are starting to offer bitcoin payments through the Lightning Network. For a quick introduction to LN refer to my post https://steemit.com/bitcoin/@acasas/bitcoin-wisdom-12-lightning-network . Or to the main website https://lightning.network/
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I´m aware of it´s existence. I just doubt people will go the more inefficient way. Buying BTC for 2% fee, sending it to someone who sells it for 2% fee for legal tender seem unreasonable.
As described, I do not think Crypto is viable as means of payment, but can be a great store of value.
Thanks :)
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