Any thread about Ripple on any social media ends up in the same rubbish being repeated over and over by people who have clearly got all of their information from other comments on other social media, and nobody has bothered to actually read up on it or think this unwavering, uncompromising blanket anti-bank stance through. Vitalik wrote this in 2013: https://bitcoinmagazine.com/articles/ripple-is-officially-open-source-1380246874/
It's just pointless and unnecessary to take this football team approach. The success of any of these projects in the real world helps all blockchain/crypto, this is really getting tiring.
Oh boy, I am afraid that is not always so, it could not be; I do not know much yet, but I can clearly see that some of the projects can help the world much more than others... and that some of them were opened for nothing else but monetary rewards ;-)