I think there's a very thin balance between regulation as a tool for keeping scammers at distance and regulation as a tool for keeping people in herds, like sheep. In this case, I don't think this is a very good move for Filecoin. There is already some serious competition: Storj or Sia to name just a few.
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I'm not versed in the cryptosphere si I do not know about those options you point out. And I don't think some regulation is necessarily bad. But what is asked here is just a barrier that prevents any kind of input from the majority of the world.
You seem to agree in this comment, but in the article you claim you like it. That drove me to write that comment. I'm now assuming it was a typo. :)