Perhaps surprisingly, it had everything to do with the fork. The 12-hour outage of the Steem blockchain was caused by a bug in the code for HF 20 that caused some of the HF 20 rules to start too early (i.e. before the fork was supposed to happen). And this is what caused most of the exchange wallets to stop functioning. Since then, the exchanges have been trying to play catch up, in order to get functioning wallets.
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