There is a lot to read up on if you're just starting out. As long as steem and SBD are above 1 dollar use 50/50 post payout, not SP. And use your private posting key in most cases if you are just posting. You only need the private active key to move funds around your account. I recommend searching for articles on these topics with the search bar here for whichever topic confuses you and go from there. Good luck.
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