There is nothing wrong with using the rules if that is what you want to do. We all make our own decisions in the end. Give a helping hand, or ask for a handout, it is upto the individual. No one controls our actions, and ultimately the only person you need to answer to is yourself.
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deleted, as I missclicked the reply to the @acidio's post
Some of them are comments, like the one above, but still this is a hudge number...
Not a problem at all. I figured as much. have a good day.