I love Dave Ramsey. And the book you are referring to "The Total Money Makeover" is one of the main reasons for it. I read the book a year ago, and it definitely made me think- Why did I made so many common rookie mistakes?
Definitely a must read if you are serious about your financial security.
I have many of his books and I love to listen to him on the radio or online! Dave Ramsey seems to be able to talk to you straight. I have made many, many mistakes with money, and sometimes still do, but when I lose my focus I just get back into Gazelle mode and get back on track! Everyone who breathes needs to read this book! God Bless!