A valuable tip I can give is DON'T DO OVER THE PHONE CREDIT CARD/ PRE-PAID CARD TRANSACTIONS! They are one of the top ways that scammers and ripoff artists make there money from unsuspecting victims. My mom and some friends of mine said their phone conversations were taped and used in a retaping sort of recording where the questions were changed and the transaction was made for either more than the amount they asked for and/or they were just completely ripped off. Even saying the word "yes" over the phone can be taped and played after a question they did not originally ask you. For example, "Did you want to buy X number of dollars worth of this product?' and really that wasn't even the question they asked you. They may just asked you if they had your name right, and your answer "yes" got you ripped off. Sounds crazy, but I've heard many stories where phone transactions got people riped off blind and they never got reimbursed. BE CAREFUL AND DO NOT DO OVER THE PHONE MONEY TRANSACTIONS! I hope this post helps as many people as possible, I really do.
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