Of course you need to make some investments initially, but I have paid them off as fast as I could. I think that it is very often a good idea to make the necessary purchases when you start. If you have to save the money up first you will loose a lot of momentum. But being an artist it has shown to be a good plan.
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Ah, that makes sense :) I guess it also depends a lot of if you are able to even get a loan. I have heard that lots of businesses have a lot of problems with this here in Norway, but it might be different in other parts of the world.
Yes, especially after the financial crisis. I have been good to invest in things when I had a little extra income.