College loans can be very useful if taken out with a strategy. The best strategy, in my opinion, is to network like crazy in college so that you already have established ties in your desired field once you graduate. This way, you have a potentially secured job after graduation. Too many people graduate with debt and they have no way of paying them back because it takes too long for them to have a steady income. Secure your job prior to graduation and you'll be okay.
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That's quite possible and the smartest way to do otherwise you will be complaining about it your whole life.
I am saying this because I have seen it and I was like this is just insane.