If you buy a fourth time that dollar cost average continues to drop if the price is less than the $0.97 you last bought at. So at $0.80 that would bring your avg price to about $1.12, so like you said it comes down to will it go up, or will it continue to go down.
I am almost at the point I want to learn how to invest a little bit, but price is a concern and my actions if I do become an investor are a concern to me also. Right now, with nothing really invested, I have no motive for price directions at all when it comes to posting. If I put some money in then I may become concerned with I need to do a post, or I need to vote this even though I hate them, I need the curation reward. Fear of my pleasure becoming a job I guess.
Even though people always tell you to never invest what you can not afford to lose, it still becomes, I put money in, I need to make it grow. So I sit on the fence, and watch, knowing if I invested I could help more people through my vote, but would I help them or help myself, a quandary, I only worked for one reason, that was because I wanted to buy better toys than I could if I did not work.
I think whatever you come up with @bashadow it will work... You always have a way of sifting through things and coming up with a very "giving way" of doing things! And it would be creative at that too!
I am with you on the wondering what to do, and I certainly am investing money I don't look to make a "return" on... I agree with you that if I did that then it might be too much pressure... I am content to do what I can and see where this goes! :)