@rocketbeee, you're absolutely right... seen in isolation, there's nothing "rampant" about it, although compared to other places, less so.
So where do we go? "Freedom" always sounds great on paper... but doesn't there need to be a "defined" playing field and some "defined" rules? Absent those... imagine one of the players bringing a Howitzer to a football game in order to make sure his side won. Just playing devil's advocate... concepts like "integrity" and "morals" tend to be the domain of an elite few....
It's like a never ending diatribe with me. Starve the government, cut off its tentacles in the economy one by one. Then and only then will we see true price discovery, REAL capitalism and proper capital formation around true value. Let the market decide. Reputations will matter more. It will cause people to think for a change rather than assume that the government is "handling it." Government is almost never a solution, but almost always is the problem.