No offense, man. But it isn't that easy. Where did you get the loan from? Not a Japanese bank (unless you're Japanese). The laws in Japan are super anti-foreigners especially for purchasing real estate.
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Great point, obviously you have explored that route too. And you are right, i secure my loan in hk, and convert that into jpy so there is a foreign exchange market risk on the investment. But i just try to demonstrate a point about leverage, not necessary you need to buy house in japan. I will write more on that , thank you