@doitvoluntarily... Your reply above is absolutely true and I've witnessed this many times in the same city that Arnold Abbott Feeds the Homeless...
Thanks Again 4 Your ongoing efforts to bring clarity & understanding to a very troubling & ongoing problem that could potentially become substantially larger, very quickly if the economy/stock market has a major downward correction.
Actually, the above paragraph is wrong... There ARE significant Corporate Cut-backs, layoffs & out right bankruptcy or closing down taking place right NOW... in the anticipation of a likely significant/major economic downturn.