On steem we all use there communities money by upvoting. No one can stop you doing that. But ethically, every time you use the communities money (I.e. upvote someone’s blog) you should either have already added more steem than the upvote is worth (via profits or funds raised) or will add it later from on future profits or fund raising or be working on a project that is doing that
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Great. Even ethically, we can't always get everyone to act that way. So how do we create a plan to accommodate for those who don't behave ethically with the communities money?