Just got one in mail yesterday night of that bitpay card. For a moment there thought it was a fake card cause was very light and didn't have a chip on it till saw sticker on it to activate card. I was like okay but only gonna be used for extreme emegency or few make a point cases only. Wondering why doesnt have a smart chip on it...hmmm Took about more than 10 days to get one. To sign up for one, ya gotta pay for that card in BTC. Took 2 attempts and a refund to try again to pay for that card in bitcoin.
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Yeah, there isn't a chip on this. Was also looking into Cryptopay (has a chip). So far no problems at all for me, your right... have the card for just in case :)
waiting for that ocash card. least that one will let you use your altcoins. save some of those btc and steem ;}