I have one as well and the one important point I didn't see mentioned here (that unfortunately I learned the hard way) is that it is best NOT TO USE THIS CARD on any expensive items that may be canceled, returned, or refunded. Unlike any other credit/debit card I've used, this card does not give you the money back right away. It is 30 days later.
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Thanks @ramblin-bob! Thats good to know... Ill just have a few hundreds bucks on it at all times for one of those impulse buying sprees haha
Didn't know this! Very valuable info @ramblin-bob