Couldn't agree with you more on this.. There is no excitement and even satisfaction in life if you're too afraid to take the risks every now and then!
Well, I made a similar decision to yours, invested some money in what we call "prize bonds" here in Pakistan. Bonds issued by the government against cash, with lucky draws each month. Guess what.. I was supposed to buy table tennis equipment for myself from that money, but then I just decided not to and go with this. That was my opportunity cost here :O
So far nothing wonderful has happened for me, but I still have the 'gut' feeling that it will. Fingers crossed! :P