I try to not be a scrooge. I admit it can be tough but life demands certain things from us as we live; ability to lend a helping hand to that brother in need. It doesn't necessarily have to be when we are millionaire as my aunty favorite saying which is, "If you can't help someone when you have 1,000 you won't be able to do that when you have 1,000,000. Merry Christmas to your family and you. It was a bright sunny day here. Cheers.